DSCR & Investment Property Loans
Whether you’re just starting out, or an experienced real estate investor, Advantage Lending’s investor focused loan programs help you acquire properties with ease.

Unlock Equity with Investment Property HELOCs!
Access your equity without losing your low rate.
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DSCR Loans: Qualify on Cash Flow, Not Income
Complex income? No sweat! Our loans look at the property’s cash flow, not your paycheck. Say goodbye to underwriting headaches and hello to hassle-free investing!
Low Down Payment Options for 1-4 Units
With our investor loans, you can snap up properties with less cash— reduced down payment options down for single units and 2-4 units. Grow your portfolio. Faster.


Cash-Out Refinance to Expand Your Portfolio
Expand your empire, turbo-charged! Your existing properties have equity. We can help you turn it into cash to buy more or make improvements.
Real Estate Investor Loan FAQs
The minimum credit score we can provide loan options for is a 550. However, in certain situations borrowers who do not have any credit score at all can also get approved.
This can vary based on the loan program you choose, but loan approvals range from 7 to 30 days with the average loan getting approved in 14 days.
This can vary based on the loan program you choose and your financial situation. Some options require as little as a soft credit pull and a copy of your ID. Most loans will require a credit report, proof of income, and a property appraisal.
We are a smaller mortgage company, staffed entirely by industry veterans. Our experience combined with our modern technology allows us to operate with much lower overhead costs than most lenders, resulting in lower rates for you!
