Home Purchase Loans Made Simple
Whether you’re buying your first home, your forever home, or finally getting that place on the beach, we’ve got the products and expertise to make your dream home a reality.

Get Pre-Approved in Minutes, For Free!
Advantage Lending provides fast and easy pre-approvals so you can shop with confidence.

Low Down Payment & First-Time Buyer Programs
With loan options that don’t require the traditional 20% down and a variety of assistance programs to help cover the down payment, you’ll be surprised how much house you can afford.
Customized Loan Options for Your Budget
Getting the right loan is just as important as getting a great rate. Our team of mortgage experts will make sure you get both.


Transparent Communication Every Step of the Way
Nothing should be uncertain when it comes to your mortgage. Our team’s all about keeping you in the know with transparent talk and easy-to-understand updates.
Home Buying & Mortgage FAQs
The minimum credit score we can provide loan options for is a 550. However, in certain situations borrowers who do not have any credit score at all can also get approved.
This can vary based on the loan program you choose, but loan approvals range from 7 to 30 days with the average loan getting approved in 14 days.
This can vary based on the loan program you choose and your financial situation. Some options require as little as a soft credit pull and a copy of your ID. Most loans will require a credit report, proof of income, and a property appraisal.
A prequalification is based off of stated information and a pre-approval is based off an actual review of your credit report (soft pull) as well as a review of your income and asset documentation. A realtor will want to see you’ve been fully pre-approved before accepting you offer.
